Everyone has their own specific health care needs. We listen and understand your specific needs and develop appropriate protection to fit your situation. From there, we will select the right company to fit your needs. We offer you the choice of different health insurance companies. Our main health insurance companies include WPS, Blue Cross Blue Shield, and Medica. We can help you understand their plans and find the right one for you. We offer different types of plans depending on what you want and need out of your health insurance.
Below are general descriptions of typical types of individual health plans we offer.
You may choose a short-term instant protection health plan. These plans are perfect for individuals in transitions. These people may include recent college graduates, people in between jobs, newly employed waiting for benefits, or early retirees bridging health care coverage. This type of protection plan provides immediate short-term coverage.
You may also choose a standard individual/family health care plan. These plans provide health insurance on an ongoing basis for individuals and their families. With these plans, you may choose your deductible from $250 – $5,000 along with different co-insurance and co-pay options.
We also provide you with the option of a HSA or Health Savings Account. This is a health plan with a high deductible and allows the insured to set up a tax-free savings account used strictly for health care costs.
Another important health insurance option we offer is Medicare Supplements (Parts A, B, and D). These suppliments are very important to protect you where Medicare does not. Karen will help you understand the coverages Medicare provides, and the options you have to increase those coverages with a Medicare suppliment health insurance policy.